Risk Management

The Fletcher & Company approach to Risk Management is to work with clients in a consultative and collaborative fashion. How do we do that? We begin by obtaining a thorough understanding of your organizational structure, as well as your operations, enterprises, management philosophies and business objectives.

Together we will focus upon your internal risk management processes by:

  • Identifying risks you face
  • Evaluating the potential for risk retention and the risk financing plan
  • Assessing internal loss prevention and claims handling capabilities
  • Evaluating outside services such as Third Party Administrators
  • Evaluating or helping you develop a corporate policy on Risk Management
  • Analyzing existing insurance placements
  • Evaluating contractual risk transfer mechanisms

As this process is completed, our team will be positioned to properly assess your risks and propose cost-effective solutions to mitigate, eliminate or transfer those risks. Your input at every step in the process is the key to developing an effective risk management program. Risks are dynamic, not static, therefore our risk review process is updated on an annual basis, or as you undertake new enterprises or operations.

Working in partnership with our internal resources and strategic alliances, Fletcher & Company offers a wide array of risk management and consulting services, from forensic accounting, catastrophe modeling and engineering advice, to business continuity, D&O limit adequacy assessments, and customized loss forecasting. Our philosophy is to bring highly specialized services to you on a “situation specific” basis.

Whether your risks are hazard, strategic, operational or financial, we have the technical resources to meet your specific needs. Collaboratively, we will construct cost-effective solutions to address those risks that threaten your enterprise and drive your cost of risk.

 

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